Privacy Policy

Last Updated: January 8, 2026

1. Introduction

Put Spread Analyzer ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service. By accessing or using the Service, you consent to the data practices described in this policy.

If you do not agree with this Privacy Policy, please discontinue use of the Service immediately.

2. Information We Collect

2.1 Information You Provide

When you create an account or use the Service, we may collect the following information:

  • Account Information: Name, email address, username, and authentication credentials
  • Profile Information: Optional profile details you choose to provide
  • Watchlist Data: Stock symbols and watchlist configurations you create
  • Preferences: Filter settings, display preferences, and customization choices
  • Communications: Messages, feedback, or support requests you send to us

2.2 Automatically Collected Information

When you access the Service, we automatically collect certain technical information:

  • Usage Data: Pages viewed, features used, time spent, click patterns, and navigation paths
  • Device Information: Browser type, operating system, device type, screen resolution
  • Log Data: IP address, access times, referring URLs, error logs
  • Cookies and Tracking: Session identifiers, authentication tokens, preference cookies
  • Analytics Data: Aggregated usage statistics and performance metrics

2.3 Information We Do NOT Collect

Important: Financial Privacy

We do NOT collect, store, or have access to:

  • Your brokerage account credentials or login information
  • Your actual trading activity, positions, or portfolio holdings
  • Your financial account numbers, balances, or transaction history
  • Your social security number, tax ID, or government identification
  • Your credit card or payment information (Service is currently free)

3. How We Use Your Information

We use the collected information for the following purposes:

3.1 Service Provision

  • Authenticate your identity and maintain your account
  • Provide personalized options analysis and screening
  • Save your watchlists, preferences, and filter settings
  • Generate custom reports and CSV exports
  • Remember your session and keep you logged in

3.2 Service Improvement

  • Analyze usage patterns to improve features and user experience
  • Identify and fix bugs, errors, and performance issues
  • Develop new features based on user behavior and feedback
  • Optimize data loading, caching, and system performance
  • Conduct A/B testing and feature experiments

3.3 Communication

  • Send service announcements and important updates
  • Respond to your support requests and feedback
  • Notify you of changes to Terms of Service or Privacy Policy
  • Send optional educational content (with your consent)

3.4 Security and Legal Compliance

  • Detect and prevent fraud, abuse, and security threats
  • Enforce our Terms of Service and protect user rights
  • Comply with legal obligations and respond to lawful requests
  • Protect our intellectual property and legal interests

4. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following limited circumstances:

4.1 Service Providers

We may share information with trusted third-party service providers who assist in operating the Service:

  • Authentication Services: OAuth providers for secure login (Manus Auth)
  • Hosting and Infrastructure: Cloud servers, databases, and content delivery networks
  • Market Data Providers: Third-party APIs for options and stock data (Yahoo Finance)
  • Analytics Services: Usage analytics and performance monitoring tools

These service providers are contractually obligated to protect your information and use it only for the purposes we specify. They do not have permission to use your data for their own purposes.

4.2 Legal Requirements

We may disclose your information if required by law or in response to:

  • Subpoenas, court orders, or legal processes
  • Requests from government agencies or law enforcement
  • Investigations of potential illegal activity
  • Protection of our rights, property, or safety
  • Enforcement of our Terms of Service

4.3 Business Transfers

If we are involved in a merger, acquisition, sale of assets, or bankruptcy, your information may be transferred to the successor entity. We will notify you via email or prominent notice on the Service before your information becomes subject to a different privacy policy.

4.4 Aggregated Data

We may share aggregated, anonymized, or de-identified data that cannot reasonably be used to identify you. For example, we might publish statistics about overall Service usage, popular stock symbols, or feature adoption rates.

5. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or destruction.

Security Measures Include:

  • Encryption: HTTPS/TLS encryption for data in transit
  • Authentication: Secure OAuth 2.0 authentication with JWT tokens
  • Access Controls: Role-based access and principle of least privilege
  • Database Security: Encrypted database connections and access logging
  • Monitoring: Continuous security monitoring and intrusion detection
  • Regular Updates: Timely security patches and software updates

Security Limitations

While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials and for any activity under your account.

6. Data Retention

We retain your information for as long as necessary to provide the Service and fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

Retention Periods:

  • Account Data: Retained while your account is active and for a reasonable period after deletion
  • Watchlists and Preferences: Retained until you delete them or close your account
  • Usage Logs: Typically retained for 90 days for security and debugging purposes
  • Analytics Data: Aggregated data may be retained indefinitely
  • Legal Holds: Data subject to legal obligations retained as required by law

When you delete your account, we will delete or anonymize your personal information within a reasonable timeframe, except where retention is required for legal, security, or fraud prevention purposes.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

7.1 Access and Portability

You have the right to access your personal information and request a copy in a portable format. You can view and export your watchlists and preferences through the Service interface.

7.2 Correction

You have the right to correct inaccurate or incomplete personal information. You can update your profile information, email address, and preferences through your account settings.

7.3 Deletion

You have the right to request deletion of your personal information, subject to certain exceptions (e.g., legal obligations, fraud prevention). You can delete your account through the Service settings or by contacting us.

7.4 Objection and Restriction

You have the right to object to certain processing of your information or request restriction of processing. You can opt out of optional communications and adjust privacy settings in your account.

7.5 Withdrawal of Consent

Where we rely on your consent to process information, you have the right to withdraw consent at any time. This will not affect the lawfulness of processing before withdrawal.

To exercise these rights, please contact us through the Service feedback mechanism or at the contact information provided on our website. We will respond to your request within a reasonable timeframe as required by applicable law.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience and collect usage information.

Types of Cookies We Use:

  • Essential Cookies: Required for authentication, security, and core functionality
  • Preference Cookies: Remember your settings, theme, and customization choices
  • Analytics Cookies: Collect aggregated usage statistics and performance data
  • Session Cookies: Temporary cookies deleted when you close your browser

Most browsers allow you to control cookies through settings. However, disabling essential cookies may impair Service functionality. Disabling analytics cookies will not affect your ability to use the Service.

9. Third-Party Services

The Service integrates with third-party services that have their own privacy policies:

Third-Party Data Providers:

  • Yahoo Finance / yfinance: Market data and options chains
  • Manus Auth: Authentication and identity management

We are not responsible for the privacy practices of third-party services. We encourage you to review their privacy policies before providing information to them. When you use third-party services through our platform, your interactions may be subject to their terms and policies.

10. Children's Privacy

The Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately, and we will delete such information.

Options trading requires legal capacity to enter into contracts, which typically requires being at least 18 years old (or 21 in some jurisdictions). By using the Service, you represent that you meet the minimum age requirements.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from your jurisdiction.

If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, we will ensure appropriate safeguards are in place for international transfers, such as standard contractual clauses approved by the European Commission.

12. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information is collected, used, shared, or sold
  • Right to delete personal information held by us
  • Right to opt out of the sale of personal information (we do not sell your information)
  • Right to non-discrimination for exercising your privacy rights

To exercise these rights, please contact us through the Service. We will verify your identity before processing your request and respond within 45 days as required by law.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by:

  • Posting the updated policy on the Service with a new "Last Updated" date
  • Sending an email notification to your registered email address
  • Displaying a prominent notice on the Service

Your continued use of the Service after changes become effective constitutes acceptance of the updated Privacy Policy. If you do not agree with the changes, please discontinue use of the Service and delete your account.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

  • Through the Service feedback mechanism
  • At the contact information provided on our website

We will respond to your inquiry within a reasonable timeframe and work to address your concerns.

Your Consent

By using Put Spread Analyzer, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your information as described herein.